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Whatever Can Go Wrong…

Murphy’s law is a popular saying that states “whatever can go wrong,will go wrong.” The day after I posted the “Biggest Money Fears” blog post, Mr. Cabbage got the boot from his employer. Being in DC during the longest US government shutdown in history (34 days at time of publication) is having effects on more than the furloughed government workers. […]

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Financial Fear

What are your biggest financial fears? The things that could derail all of your progress toward financial freedom, wipe out your emergency savings or put you into debt all in one fell swoop? For me, there are really only a few nagging issues that cause periodic bouts of worry.. unforeseen medical costs, family and extended unemployment. Medical Concerns: Does anyone ever have a sound understanding of how good their medical coverage is until they need it? In the past few years I have started using a health savings account (HSA) in conjunction with a high deductible insurance. Because I don’t frequently need to use my insurance, and because my company puts a lump sum contribution into my HSA… so far… knock on wood…it has served me well.  Familial Responsibility: Family starts with an F for a reason, right?  As of late, my mom, is my biggest money anxiety.  Last Spring she was diagnosed with Alzheimer’s.  She has very little family living nearby, is afraid of losing independence, and is unwilling to accept help.  Last Summer she told me she wanted to die alone in her house.  A byproduct of her disease has been her inabiltiy to manage paying her bills on time (or at all) and her dependence on her financial planner.  The guilt and pressure of how much money I would need to pay when shit hits the fans has kept me up at night since she has no  money saved for a care facility, home care or future medical care […]

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Hello, and thank you for stumbling upon Stilettos or Savings!  There’s a saying often quoted about life being short, so buy the shoes… but what if you didn’t?  What would that allow you to do instead?  This blog is about learning to live a life that doesn’t revolve around material things – although I too have a weakness for five-inch heels and it’s no easy task to ignore (nearly) every pretty pump that comes my way. My name is DC Beth and I am a former figure skater, sorority girl, Army soldier and stiletto aficionado.  I live in D.C. with my boyfriend Mr. Cabbage. Together we are a dual income no kids (DINK) couple working toward complete financial freedom so we can live the rest of lives anyway we choose. I was raised in Florida by a single mother who worked as an accountant.  I grew up in an apartment where on occasion Russian roulette was played with the utility bills and I knew what it was like for either the electricity, phone or water being shut off on occasion.  I watched as my mom played the shell game with her credit card balances, transferring balances from card-to-card hoping the creditors, interest rates and penalties wouldn’t catch up with her.  She tried to raise me to know better. When I went to college, I thought I was so much more mature than my peers, especially with money.  I had learned […]

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