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Growing up after graduation

A friend once directed me to a TED talk given by Wes Moore called “How to talk to veterans about war.”  I highly recommend you take a listen.  It made me think maybe there are some of you interested in hearing a little more about how I went from sorority girl to soldier.  If you know someone who was in the military, it is always an interesting and unique story that starts with the question “why did you join?”  It’s also a nice way to show a veteran that you are interested and thankful for their service. At the risk of aging myself, I will tell you my story.  I graduated college August 11, 2001.  8/11 may be less famous than 9/11, but I remember it well. My cap said “thanks mom” and both my brothers, mom and nieces and nephews made the out of state trek to see me get my diploma. What I could have told you that day about Iraq was what I learned when I was in middle school while my oldest brother was serving in the Navy during the (first) Gulf War.  What I knew about Afghanistan was even less.  I hope (but doubt) I could have found either of these countries on a map.   At the time of my college graduation, I had been stuffing envelopes with folders of resumes and cover letters inside to all the big magazines in New York City.  Yes there was Internet back at […]

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DIY Financial Plan: Step 2

The second step of the financial planning process has been to analyze my cash flow. Advisors recommend aiming for a 50:30:20 ratio. This means that 50% of your after tax income is for living expenses or needs (mortgage, utilities, food, gas, etc), 30% is for working toward your goals (savings and debt payoff), with the last 20% used for fun […]

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DIY Financial Plan: Step 1

As I learned, when I interviewed financial planners and in my research afterward, the steps of a financial plan are standardized and I’m going through all of them here. The first step is to layout clear financial goals. This will shape our plan and guide how we direct our money to work toward making our goals our reality. Examples of […]

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